Acorns: Save & Invest

Acorns
4.6
acorns
invest
investing
investments
savings
ira
invests
etf
investment
fund
invested
spend
saving
diversified
financial
portfolios
portfolio
retirement
investors
roth
PriceFree
VersionVARY
CategoryFinance
DeveloperAcorns
Update Time2023-07-15
Installs10,000,000+
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About this app
Acorns helps you invest and save for your future. With over 20 million downloads and $15+ billion invested for our customers since launch, we are an ultimate investing and money saving app. Get started in minutes, and give your money a chance to grow in the background of life. “Investing is now made for everyone.” - Forbes (1) Invest, save, learn and grow with Acorns. Receive the tools to help your money grow. + INVEST FOR YOUR FUTURE - Invest spare change with automatic Round-Ups®, and invest money in the background of life with recurring investments. Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, easily personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio option which allows you to invest in stocks from a list of 100+ public U.S. companies. At Acorns, we keep diversification in mind with the belief it can help you make the most of your money. + INVEST FOR YOUR KIDS - With Acorns Early, you can start investing for the future of your loved ones. Our UTMA / UGMA investment account for kids features custom Earn rewards and education for families. Invest automatically into a diversified, ETF portfolio, built by experts. + INVEST FOR RETIREMENT - Save money for retirement with our easy IRA investing options, featuring SEP, Traditional, and Roth plans. + BANK SMARTER - Get an Acorns Checking account and a heavy metal debit card that invests your spare change when you spend and automatically invests a portion of every paycheck. Get paid up to 2 days early when you set up direct deposit with Acorns Checking. Set an Emergency Fund goal and automatically start saving a piece of each paycheck for those surprise expenses. + EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals on your favorite brands. Search millions of jobs in our Job Finder, and earn exciting, limited-time referral bonuses of up to $1,200. The more you earn, the more you can save and invest! Plus, try our Acorns Earn Chrome Extension to easily, automatically earn investment rewards while you shop from your browser on your phone. + GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment and savings strategies, and more. SAVE AND INVEST RESPONSIBLY WITH A MISSION-LED PARTNER MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term. BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher. SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are insured up to $500,000. For details, please see www.sipc.org. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at www.fdic.gov. NO HIDDEN FEES Starts at $3 a month. We bundle our products, tools, and education into straightforward subscription tiers so you can stay focused on investing for the long-term. From acorns, mighty oaks do grow. Download Acorns now and grow your oak! ————————————— Disclosures are available in the images above and at www.acorns.com/disclosures Sources: 1. https://bit.ly/3iSAjhs
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App Review

Acorns is an innovative investment app designed to help individuals save money and invest wisely. Below is a detailed review of its features, usability, design, and pros and cons.

Features:

  • Automatic Round-Up: This unique feature rounds up your everyday purchases to the nearest dollar and invests the spare change. It makes saving effortless and helps grow your investments over time.
  • Recurring Investments: Acorns allows you to set up recurring investments daily, weekly, or monthly. This feature helps you consistently contribute to your investment portfolio, making it easy to build wealth gradually.
  • Portfolio Selection: The app offers a range of diversified portfolios to match your risk tolerance and investment goals. Whether you're conservative or adventurous, Acorns has a suitable portfolio for you.
  • Found Money: This feature provides opportunities to earn cashback on eligible purchases from various partner brands. It's a great way to boost your savings and investment contributions.
  • Grow Magazine: Acorns' in-app magazine, Grow, offers helpful financial advice, investment tips, and inspiring success stories. It provides users with valuable knowledge and insights to enhance their financial journey.

Usability:

Acorns is extremely user-friendly, making it accessible for both novice and experienced investors. The app's intuitive interface guides users through every step, from creating an account to setting up investment preferences. Its simplicity ensures a hassle-free experience, providing a solid foundation for users to save and invest with ease.

Design:

Acorns' design is visually appealing and intuitive. The app employs a minimalist approach, allowing users to focus on their investments without distractions. The color scheme is pleasing to the eye, and the layout is well-organized, making it straightforward to navigate the various features and sections.

Pros:

  • Acorns' automatic round-up feature encourages consistent investing without much effort, helping users grow their investments effortlessly.
  • The option to set up recurring investments enables continuous contributions, making it easier to build wealth over time.
  • The diverse range of investment portfolios accommodates different risk tolerances and investment preferences.
  • The "Found Money" feature provides users with additional cashback opportunities, allowing them to boost their savings and investments.
  • The in-app magazine, Grow, offers useful financial education and guidance, promoting financial literacy for users.

Cons:

  • While Acorns is user-friendly, some users might find the fees associated with the app a bit high, especially for smaller accounts.
  • The investment options might be limited compared to other platforms, as Acorns primarily focuses on ETFs.
  • Due to its automatic features, users might not have fine-tuned control over their investments, which could be a drawback for those who prefer more hands-on investment management.

Overall, Acorns is a fantastic app for individuals looking to save money and invest effortlessly. With its innovative features, user-friendly interface, and valuable educational resources, Acorns empowers users to take control of their financial future. However, potential users should consider the fees and investment options before making a decision.

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Please rate this game app
By Dexter
Acorns has helped me start investing even with a small budget. The round-up feature is genius and has helped me save more than I thought I could. Five stars!
18 Nov,2023
By Eddie
I love using Acorns to save and invest my spare change. It's so easy to connect my accounts and start investing without even realizing it. Highly recommend!
18 Nov,2023
By Ellie
I've been using Acorns for a few months now and I'm impressed with the returns I've already seen. The app is user-friendly and makes investing accessible for beginners like me.
18 Nov,2023
By Olive
I'm a big fan of Acorns' Found Money feature. It's a nice bonus to earn additional money when shopping with Acorn's partners. The app has definitely helped me save and grow my investments.
18 Nov,2023
By Ruby
Acorns is great for those who want to invest but don't know where to start. The automated portfolios make it easy to diversify and the fees are reasonable. Plus, the app is visually appealing and intuitive to use.
18 Nov,2023