Credit Sesame: Build Credit

Credit Sesame, Inc.
4.7
credit
cash
banking
bank
creditsesame
sesame
app
financial
card
rewards
finances
debt
free
monthly
mobile
earn
account
fee
cards
mortgage
PriceFree
Version5.75
CategoryFinance
DeveloperCredit Sesame, Inc.
Update Time2023-06-13
Installs5,000,000+
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About this app
Get your free credit score and credit report summary. Start building credit instantly with free credit tips and insights. See personalized loan and credit card offers and know your credit card acceptance odds before you apply. Enjoy zero-fee banking and sign-up for our credit builder account to achieve a higher credit score and improve your financial health.* Credit Sesame is a free credit score app for all your financial needs. Take a few simple steps, and our credit management app helps get you on a path to a better credit score, a secured credit card, a lower-interest-rate auto or personal loan, or even a new house. Now with zero-fee banking and credit builder to help you save more money and build your credit history.* Improve your credit and financial health with Credit Sesame: • Free Credit Score & Credit Report Summary: Check your credit score and see what’s impacting it. Always know your TransUnion credit score with daily refreshes. • Free Credit Alerts & Credit Monitoring Services: Get notified about changes to your credit file, so you can spot potential errors and protect your score. • Free Credit Tips: Get personalized financial insights and action plans that can help you improve your credit score and get the best rates to save you money and grow credit. • More Borrowing Power: Get recommendations for credit cards with higher approval odds, including home, auto, and personal loans. Easily browse best credit card offers based on your credit profile, including, cash-back cards and credit builder cards. Know your credit acceptance odds and apply for a credit card quickly and easily! • Home, Auto savings and more: Homeowners get better mortgage rates and refinancing options, including debt consolidation loans. Find a lower-interest auto loan based on your credit file and check your loan eligibility. • Credit builder account: Use debit to quickly build credit*. Start building credit when you use the builder feature of your prepaid Sesame Cash debit card. Build payment history and improve your credit health on everyday purchases. No credit check.* Join more than 17 million members, get financial help with free credit advice and boost your credit score! For more information: - Terms of Use: https://www.creditsesame.com/legal-docs/terms-of-use/ - Privacy Policy: https://www.creditsesame.com/legal-docs/privacy-policy/ Please contact customer service if you encounter any problems: [email protected] *Sesame Cash is a prepaid debit card issued by Community Federal Savings Bank (CFSB). Building credit with Sesame Cash requires you to also open a virtual secured credit card with CFSB that is reported to the credit bureaus. Use money from your Sesame Cash account to create a virtual secured credit card. Your debit card purchases are then added up to create a balance on your virtual secured credit card. As you make these purchases, an amount equal to the balance on your virtual secured credit card is also set aside in your Sesame Cash account to ensure you can make timely payments to pay off the balance on your virtual secured credit card at the end of each month, allowing you to build a positive payment history. Credit Sesame does not guarantee credit score improvement. Any predicted credit improvement from the use of your virtual secured credit card assumes that you will maintain healthy credit habits.
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App Review

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Overview

Credit Sesame: Build Credit is a feature-packed app designed to help consumers build and maintain a healthy credit score. With its intuitive interface and convenient features, Credit Sesame aims to equip users with the tools they need to make informed financial decisions. In this review, we will discuss the app's standout features, usability, design, as well as its pros and cons.

Features

  • Credit Score Monitoring: Credit Sesame provides users with instant access to their credit scores from all three major bureaus - Equifax, Experian, and TransUnion. The app also offers personalized tips to improve your credit standing.

  • Credit Alerts and Monitoring: Users can receive real-time notifications about changes in their credit, such as new accounts opened, credit inquiries, or potential fraudulent activities. This feature helps individuals stay on top of their credit health and identify any suspicious activities promptly.

  • Credit Score Simulator: The app includes a Credit Score Simulator tool that allows users to simulate the potential impact of various financial actions on their credit score. This assists users in making better financial choices and understanding how specific actions can affect their credit standing.

  • Personalized Recommendations: Credit Sesame provides tailor-made recommendations to users based on their unique financial situation and credit goals. These recommendations cover areas such as credit card choices, loan options, and debt consolidation strategies.

Usability

Credit Sesame: Build Credit scores highly in terms of usability. The app has a straightforward and streamlined interface that makes it easy for users to navigate through its various features. The login process is secure and hassle-free, ensuring a smooth experience from the start. Additionally, the app's features are well-organized, making it simple to access credit scores, alerts, tools, and recommendations.

Design

The app boasts a modern and visually pleasing design. The user interface is clean, with a combination of bold colors, clear fonts, and intuitive icons. Navigation within the app is seamless, thanks to well-placed menus and easy-to-understand icons. The design elements contribute to a positive user experience by ensuring clarity and reducing any potential confusion.

Pros and Cons

Pros:

  • Instant access to credit scores from all three major bureaus.
  • Real-time credit alerts and monitoring for proactive credit management.
  • Credit Score Simulator helps users understand the impact of financial decisions.
  • Personalized recommendations tailored to individual credit goals.
  • Easy-to-use interface and secure login process.
  • Modern and visually pleasing design.

Cons:

  • Some advanced features may require a premium subscription.
  • Limited options for financial institutions within credit recommendations.
  • Not available in all regions, limiting accessibility for some users.

Conclusion

Credit Sesame: Build Credit is a robust app that empowers users to take charge of their credit health. With its comprehensive credit monitoring, personalized recommendations, and user-friendly interface, the app serves as a valuable tool to build and maintain a strong credit score. Though there are a few limitations, overall, Credit Sesame offers a fantastic resource for individuals looking to navigate their credit journeys.

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Please rate this game app
By Dexter
Credit Sesame has been a game-changer for me. It's so convenient to have all my credit information in one place. Can't recommend it enough!
05 Nov,2023
By Ivy
I used to struggle with building credit, but thanks to Credit Sesame, I now have a much better understanding of how to improve my score. Great app!
05 Nov,2023
By Ruby
This app is amazing! It has helped me build my credit score and track my progress. Highly recommend!
05 Nov,2023
By Sadie
I've been using Credit Sesame for a few months now and it has made a huge difference in my credit score. Love the user-friendly interface!
05 Nov,2023
By Xander
I found Credit Sesame to be very helpful in monitoring my credit and providing personalized recommendations. A must-have for anyone looking to build their credit.
05 Nov,2023