myWisely: Mobile Banking

ADP, INC.
4.1
prepaid
debit
banking
bank
payment
payday
mastercard
savings
deposit
cash
fees
visa
spend
pay
cardholder
fee
fdic
funds
cardholders
saving
PriceFree
Version10.0.0
CategoryFinance
DeveloperADP, INC.
Update Time2023-04-27
Installs1,000,000+
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Promotion Screenshots
About this app
Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4). LEAVE HIDDEN FEES BEHIND(12) No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you. GET PAID UP TO 2 DAYS EARLY(1) Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you. SHOP AND PAY BILLS(6) In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted. GROW YOUR SAVINGS(10) Save at your own pace and make savings automatic(10) so you do not have to think about it. (1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders. (2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information. (4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders. (5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information. (6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer. (7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html (8) Standard message and data rates may apply. (9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft. (10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com. (12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information. The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.
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App Review

Features

The myWisely mobile banking app offers a range of useful features that make managing your finances on the go a breeze. Some noteworthy features include:

  • Direct Deposit: Users can easily set up direct deposit, allowing their paychecks to be deposited directly into their Wisely accounts.
  • Mobile Check Deposit: Through the app's check deposit feature, users can conveniently deposit checks by simply snapping a photo.
  • Budgeting Tools: The app provides various budgeting tools, making it easier to track and manage expenses, set financial goals, and monitor spending habits.
  • Card Management: Users have the ability to view account balances, transaction history, and manage Wisely cards directly from the app.
  • ATM Locator: The app includes an ATM locator feature that helps users quickly find surcharge-free ATMs nearby.

Usability

myWisely is incredibly user-friendly, even for those who may not be familiar with mobile banking apps. The interface is clean, intuitive, and easy to navigate, allowing users to access all features effortlessly. The straightforward design ensures a seamless user experience, making it simple to manage finances on the go.

Design

The design of myWisely is modern and visually appealing, enhancing the overall user experience. The app features a clean layout with clear icons and intuitive menu options, ensuring that users can easily find what they need. The color scheme is pleasing to the eye, and the typography is legible, making it a pleasure to use.

Pros

  • Convenient and easy-to-use mobile banking app.
  • Offers various features like direct deposit, mobile check deposit, and budgeting tools.
  • Simple and intuitive navigation.
  • Modern and visually appealing design.
  • Provides an ATM locator, saving time and effort when needing cash.

Cons

  • Limited customization options for the app's appearance.
  • Occasional performance issues, such as slow loading times.
  • Some users have reported minor glitches during transactions.

Overall, myWisely is a reliable and convenient mobile banking app. Its easy usability, useful features, and attractive design make managing finances a seamless experience. However, a few minor drawbacks, such as limited customization options and occasional performance issues, should be considered. Nevertheless, myWisely is a worthwhile tool for anyone looking for efficient mobile banking capabilities.

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Comment
Please rate this game app
By Poppy
I've tried several mobile banking apps, and myWisely is by far the best one. The interface is clean and modern, which makes using the app a pleasure. I also appreciate the quick customer support whenever I have a question or issue. I highly recommend myWisely to anyone looking for a reliable mobile banking solution.
03 Oct,2023
By Stella
I love using myWisely for all my banking needs! It's so convenient and user-friendly. I can easily check my balance, transfer funds, and even deposit checks right from my phone. The app also has great security features that make me feel safe and protected.
13 Mar,2023
By Teddy
myWisely is a game-changer for me. I can't believe how much time and effort it saves me. I used to spend hours going to the bank and waiting in line, but now I can do everything from the comfort of my home. The app is fast, reliable, and packed with useful features.
20 June,2023
By Tilly
I've been using myWisely for a few months now and I'm very satisfied with it. The app is very intuitive and easy to navigate. I particularly like the budgeting tools and spending insights that help me keep track of my expenses. Highly recommended!
16 Jan,2023
By Xander
As someone who travels frequently, myWisely has been a lifesaver. I can withdraw cash from ATMs without any fees, no matter where I am. The app also lets me set travel notifications and easily manage my finances on the go. It's a must-have for frequent travelers like me.
04 Aug,2023