U.S. Bank Mobile Banking

U.S. Bank Mobile
4.6
banking
bank
bancorp
wallet
banker
savings
deposit
accounts
account
mobile
atms
investing
app
investments
spending
smart
transfers
fees
annuities
loans
PriceFree
Version3.43.14
CategoryFinance
DeveloperU.S. Bank Mobile
Update Time2023-05-15
Installs5,000,000+
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About this app
Security at your fingertips • Log in with your credentials for digital services at usbank.com. Don’t have online access? Enroll with the app. • Be alerted to duplicate charges, suspicious activity, and low balances. Manage accounts and cards • View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores. • Set travel notifications, lock & unlock cards, and more. • Add cards to mobile wallet. • Select your language preference – English or Spanish. Personalized Insights • Review monthly spending in key categories, like Food & Dining. • Get recommendations on how to save and grow your money based on your spending history. U.S. Bank Smart Assistant® • Manage accounts by asking "What’s the routing number for my checking account?" • Move money by saying “Transfer $50 from checking to savings.” Easy money movement • Send & request money with friends and family using Zelle®2. • Quickly deposit checks, now with increased limits. • Pay & manage bills in one spot. • Make transfers between U.S. Bank accounts. Explore products • Find new accounts, credit cards, loans, small business accounts, & more. • Apply from the app and often get a decision within minutes. Help when you need it • Explore the Help Center for answers to commonly asked questions. • View banking demos on Digital Explorer. • Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you. U.S. Bancorp Investments, an affiliate of U.S. Bank • View U.S. Bancorp Investments accounts & balances. • Make transfers between U.S. Bank accounts & U.S. Bancorp Investment accounts. 1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard. 2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Requests for money with Zelle® sent to a U.S. mobile number require that the mobile number first be enrolled with Zelle®. U.S. Bank and U.S. Bancorp Investments is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Investments Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035. Investment and insurance products and services including annuities are: Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency For U.S. Bank: Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments. For U.S. Bancorp Investments: Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
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App Review

Features

The U.S. Bank Mobile Banking app offers a wide range of features that make managing finances on the go convenient and efficient. Here are some noteworthy features:

  • Account Management: The app enables users to view account balances, transaction history, and manage their finances across various U.S. Bank accounts seamlessly.
  • Mobile Check Deposit: With the app, users can deposit checks remotely by simply taking a photo of the check. This feature saves time and eliminates the need to visit a physical branch.
  • Bill Payment: The app allows users to pay bills, schedule payments, and set up recurring payments, ensuring timely bill settlements without hassle.
  • Transfers: Users can easily transfer funds between their U.S. Bank accounts or even to external accounts, making it convenient to manage finances in one place.
  • Mobile Wallet: Intuitive integration with popular mobile wallet services enables easier and faster payments at supported merchants.

Usability

The U.S. Bank Mobile Banking app boasts a user-friendly interface, making navigation and accessing features effortless. The app's layout is clean and intuitive, ensuring a smooth user experience. With its well-organized menu options and clear labeling, it's easy to locate specific functions quickly. The app's responsiveness is commendable, offering swift performance even with slower internet connections.

Design

The app features a modern and sleek design that aligns well with the overall U.S. Bank branding. The color scheme is visually appealing, and the app utilizes appropriate contrast for enhanced readability. The interface maintains consistency throughout, making it simple for users to understand and interact with different sections of the app.

Pros

  • Convenience: Users can manage their bank accounts, make payments, and deposit checks from the comfort of their mobile device anytime, anywhere.
  • Security: The app ensures secure access to your financial information with features like biometric authentication (fingerprint or facial recognition) and customizable security alerts.
  • User-Friendly: With its intuitive interface and straightforward navigation, even users who are not tech-savvy can easily navigate and utilize the app's features.
  • Mobile Wallet Integration: The app seamlessly integrates with popular mobile wallets, providing added convenience while making payments.

Cons

  • Limited Features: While the app covers essential banking functions, some advanced features like investment portfolio management or personalized financial insights could be lacking.
  • Cross-Bank Compatibility: The app is primarily designed for managing U.S. Bank accounts, so it may not offer the same level of functionality for customers with accounts in other banks.
  • Occasional Bugs: Some users have reported intermittent bugs and crashes, but these issues are typically resolved quickly with regular updates.

Overall, the U.S. Bank Mobile Banking app offers an excellent mobile banking experience with its array of features, user-friendly interface, and secure access. Despite some minor limitations, it remains a reliable tool for managing finances efficiently.

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