Zip previously Quadpay

Zip, Co.
4.6
quadpay
payment
payments
zip
purchases
pay
shopping
credit
installments
wallet
buy
purchase
shop
store
app
spend
spending
instant
online
card
PriceFree
Version1.187.2
CategoryShopping
DeveloperZip, Co.
Update Time2023-07-11
Installs1,000,000+
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About this app
Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later where they want with the Zip app. Split payments into 4 easy installments, pay over 6 weeks¹, and enjoy shopping at millions of online and in-stores. If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds. SPLIT ANY PURCHASE IN 4¹ Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeks¹. Get an instant decision³, with no long application forms or hassle. USE ZIP WHERE YOU WANT², ONLINE OR IN-STORE Install our app and use Zip (previously Quadpay) pretty much anywhere² you to shop now and pay later — whether online or in-store. To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores². THE SMART ALTERNATIVE TO CREDIT CARD INTEREST Our buy now, pay later platform helps you pay for your shopping in 4 payments¹ and is a smart alternative to credit card interest. When you use Zip (previously Quadpay), there is no impact on your credit score — ever. We’ll let you know when installments are due, so you’re on top of your split payments & purchases. If you’re a great deal finder, you’ll love Zip, which allows you to shop now, pay later in 4 payments¹. Zip is a great alternative to credit so that you can get the things you need and easily split payments. HOW DO I USE ZIP? Install the app and link your payment card to start shopping in millions of online and in-store retailers. Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa². Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app. Update or change your account details, including payment method, at any time. Get answers to frequently asked questions and contact our support team directly from the app. CONNECT WITH US For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram. https://www.instagram.com/quadpay/ ¹For a $200 purchase, you'd make four $51 payments every two weeks starting today for a 34.7% annual percentage rate and a total of payments of $204. A $4 installment fee is charged at commencement - you pay $1.00 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $3.00 is included in your future payments. A minimum purchase of $35 is required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere financing through Zip issued by WebBank, and subject to credit approval. ²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. ³eligibility criteria apply
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App Review

Zip is a buy now, pay later payment platform that allows consumers to make purchases in four interest-free installments. With a sleek design and user-friendly interface, the app offers a convenient way to shop online and manage your payments. In this review, we'll explore its features, usability, design, and highlight the pros and cons of the Zip app.

Features

  • Interest-Free Installments: Zip enables you to divide your purchase into four equal payments without incurring any interest charges.
  • Quick Sign-Up: The app offers a straightforward signup process, requiring only a few details to get started.
  • Easy Checkout: Zip integrates seamlessly with numerous online retailers, making the checkout process swift and hassle-free.
  • Payment Schedule: You can view and manage your payment schedule directly in the app, ensuring you're always aware of upcoming due dates.
  • Transaction History: The app tracks your purchase history, providing a clear overview of your expenses and installment details.
  • Referral Program: Zip offers a referral program, allowing you to earn credits by inviting friends to join the platform.

Usability

Zip's app is incredibly user-friendly, with a clean and intuitive interface. Navigating through the different sections is straightforward, and key features are prominently placed. Signing up and setting up your payment preferences is a breeze, while the checkout process is seamless, making it a convenient choice for online shoppers.

Design

The design of the Zip app is visually appealing, featuring a modern and minimalistic interface. The color scheme is pleasing to the eye, and the app's layout ensures that essential information is easy to locate. The text is legible, and the app's overall design enhances the user experience by promoting easy navigation.

Pros

  • The interest-free installment option empowers users to make purchases without incurring additional costs.
  • Zip integrates well with numerous online retailers, ensuring a smooth checkout process.
  • Quick and hassle-free sign-up process.
  • User-friendly interface with a clean design, enhancing the overall experience.
  • Payment schedules and transaction history provide transparency and help users stay on top of their expenses.

Cons

  • Zip's availability is currently limited, primarily catering to customers in certain regions.
  • Lack of a physical card may limit usage for in-store purchases.
  • Installment payments might encourage impulsive shopping behavior if not managed responsibly.
  • Some users have reported occasional technical glitches, although these seem to be addressed promptly by the support team.

In conclusion, Zip (previously Quadpay) offers a user-friendly buy now, pay later experience with its interest-free installment payments. With a sleek design, seamless integration with online retailers, and handy features such as payment schedules and transaction history, it is undoubtedly a convenient platform for managing expenses and budgeting. However, limited availability and the potential for impulsive spending should be kept in mind.

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Please rate this game app
By Dexter
The Zip app has been a game changer for me. I can now afford to buy things I couldn't before by splitting payments.
06 Nov,2023
By Dolly
I had a small issue with a payment, but the customer support team at Zip was really helpful and resolved it quickly.
06 Nov,2023
By Henry
Quadpay is now Zip, but the app still works great. It's saved me so much money by letting me split payments.
06 Nov,2023
By Marley
I love using the Zip app! It makes splitting payments so easy and convenient. Highly recommend!
06 Nov,2023
By Peanut
I have been using Zip for a few months now and it has been a smooth experience. No issues with payments or transactions.
06 Nov,2023